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... SPV/SPC acts as a borrower and is fully responsible for the debts of the project. Consequently, project sponsors, including the municipality, are not liable for their assets, and the implementation of a capital-intensive project does not affect their creditworthiness. The sole purpose of establishing companies of this type is the implementation of a specific project, and their names often duplicate the name of the corresponding urban project. Other entities involved in project finance for sustainable ...

... issue is knowledge of the range of banking financial products. Banking law defines, among the many types of activities typical for banks, business lending, issuance and confirmation of bank guarantees, as well as opening and confirmation of letters of credit, transactions with checks and bills. These actions can be carried out exclusively by banks, their branches or other financial institutions. Commercial banks can issue business loans to any business entity that meets the established credit criteria ...

... Investment loans in a broad sense are intended for the development of fixed assets, in particular, for their reconstruction, modernization, expansion, acquisition and construction of new facilities. Providing an investment loan is associated with a high credit risk, as it is granted for a long period of time, during which fluctuations in market conditions and changes in legal regulations can occur. Targeted loan for financing investment projects A targeted loan for financing investment projects is the ...

... obtaining maximum profit at the lowest possible cost. In practice, the implementation of investment projects is accompanied by a number of difficulties, among which the greatest concern is the risk of non-payment of debt. An adequate assessment of the creditworthiness of the business, along with a rational structure of the loan agreement, helps to reduce this risk. Risk factors of non-payment of bank loans include: • The crisis of the world economy, which is expressed not only by a drop in production ...

... company must consider the cost of the investment loan. In many banks, the commission is set individually, but most often it ranges from 1 to 5%. To this should be added the bank's margin (depending, among other things, on the conditions of the loan, creditworthiness or type of collateral), the application processing fee and the early repayment fee. Some banks, wishing to attract a client, often refuse additional fees, so it is important to get acquainted with all the available offers and competently ...

... alternative sources of funding. The most popular source of funds for developers is investment lending. Almost all well-known European banks include this financial product in their offer. Until recently, banks competed in lowering margins because the credit risk was lower. Recently, however, banks have become more cautious, and many developers find it difficult to obtain large loans. The most important thing in investment lending is flexible adaptation of the financing structure to the requirements ...

... sector companies that may be set by local law Attracting foreign specialists with extensive experience in project management International financial institutions usually limit their participation in projects by a certain percentage Significant amounts of credit funds Long complicated procedure for obtaining funding, including a number of expert reviews and inspections Long term financing Strict project monitoring and control If you need assistance in providing an international loan for the construction ...

... The main problems in obtaining a business loan: • Lack of adequate collateral. One of the most common reasons a bank refuses to finance a project is the lack of collateral or suitable project participants. Very often this is associated with high credit risk. We have an individual solution for each client. • Many banks with different criteria. Lack of experience and in-depth knowledge about how each bank works, as well as the complexity of approving a business loan or interim financing, is ...

The financial and engineering company SWIG offers long-term foreign direct investment (FDi) for large projects in energy, infrastructure, industry, mining and agriculture: attraction and receipt. Large projects require the attraction of significant funds, which are often impossible to obtain without foreign investors. As defined by the International Monetary Fund , foreign direct investment is funds provided by investors to achieve a permanent presence in a foreign business (sector). The main...

The international company SWIG (Spain) offers long-term financing of large-scale energy projects around the world, including investment lending for business. Most energy companies require some form of financial support, especially renewable energy projects. Investment loans , combined project finance (PF) schemes, bond issues - financing options for large-scale energy projects are extremely diverse. Banks are showing strong interest in investing in the renewable energy sector amid a clear decline...

The international company SWIG (Spain) offers long-term financing of large renewable energy projects in Europe and other regions of the world, including investment lending. Finding funds for large projects today is one of the major barriers to the development of the renewable energy sources (RES). The development of such projects requires significant capital expenditures for planning and designing, purchasing and installing equipment, as well as training or hiring personnel to operate and maintain...

... repayment of the loan, that is, the main part of the debt and interest, are paid with a certain delay (grace period). In exceptional cases, the entire loan, together with interest, is fully repaid only at the end of the repayment period. An investor's creditworthiness determines the likelihood of obtaining a business loan. If the economic and financial assessment is positive, the bank requires the borrower to guarantee the loan repayment. This is usually an official guarantee, which can be provided ...